S Philips Surety & Insurance Services is a Nationwide Supplier of Surety Bonds

A Lost Document Bond (also known as a Lost Instrument, Lost Note or Lost Deed Bond) is used when a financial certificate is lost or stolen. Before the bank or financial institution issues you a replacement, they might require you to secure a Lost Document Bond.

A Lost Document Bond is a type of surety bond which guarantees that if the original document is found, the financial institution will not be liable for honoring it. It also guarantees that you (the bonded party) will not be able to cash the original document.

You might be required to get a Lost Instrument Bond if you lose any of the following: Stock certificates; Property deeds; Cashier’s checks; Car titles; Savings bank books; Loan shares; Real estate certificates; Municipal or corporate bonds; Life insurance policies


Generic filters
Exact matches only
Filter by Custom Post Type

Individual Bond Description Pages Coming Soon!

Use our Quick Quote Form below to start the process.

Don’t see the specific bond you’re looking for? Chances are we probably offer it! There’s thousands of bonds out there and it would be impossible to list them all. Contact us today to get a quote for the specific bond you need.

Document Downloads
Application: Call underwriter for appropriate application at 1-818-715-7133

Lost Note Bond FAQ

Would you like to know more about how to set up a lost instrument surety bond or what some of the benefits of such an agreement are? You can learn more in the FAQ section below.

Who would need a lost instrument bond?

A lost document bond is frequently necessary for people or organizations who have lost a crucial document and need to get a replacement. This can apply to those looking to replace lost government-issued identification documents as well as homeowners who have lost their property deeds. It’s also frequently employed by companies that have lost stock certificates.

What are the benefits of lost instrument bonds?

Lost instrument surety bonds offer a plethora of benefits. This includes, but is not limited to, the following:

Protection from Financial Losses
A lost instrument bond’s main advantage is financial security. It provides the assurance that the bondholder will be reimbursed for any subsequent financial loss in the event that a key document or instrument, such as a trust deed, a stock certificate, or a promissory note, is lost. This can cover any damages suffered as a result of the loss of such a document or the cost of replacing it.

It Can Help You Establish Trust
The presence of a lost note bond raises the bondholder’s trustworthiness and dependability. It proves to the issuing body, lenders, or other parties that the bondholder is making the appropriate preparations to lessen the risks related to a lost document. This can help transactions go more smoothly and increase trust in the bondholder’s trustworthiness.

Peace of Mind
An important document being lost can be a frustrating and expensive occurrence. Knowing that there is a backup plan in the event of a loss gives the holder peace of mind. It alleviates worries about the possible financial ramifications and enables the bondholder to concentrate on effectively replacing the document.

What does a lost instrument bond cost?

The price you can expect to pay for lost instrument bonds might vary depending on a number of factors, including the nature and value of the insured document, the necessary bond amount, and the rules set forth by the issuing institution. The premium paid for a bond for a lost instrument is often determined as a percentage of the bond’s value.

Although it might be higher in rare circumstances, the premium percentage can range from one to five percent of the bond’s total value.

The bondholder’s financial standing and industry experience may also have an impact on the final premium rate. Higher rates or more stringent underwriting criteria may apply to applicants who pose a greater risk.

It is important to get in touch with us to find out the precise cost of a lost trust deed note bond. We will assess your unique circumstances and provide more insight into what lost instrument bonds cost.

What happens if the lost document is found after the bond is issued?
It is crucial to notify us and give us the original document if the missing document is discovered after the bond has been granted and the substitute has been received. You might be entitled to a refund or may be obliged to surrender the bond, depending on the provisions of the bond.
How do I obtain a lost document bond?
If you would like to set up a lost stock certificate surety bond or a lost trust deed bond, you can contact us, and we will assist. Our expert team will provide expert advice and guide you through the process.
What's the difference between fixed penalty bonds and lost instrument bonds?

A fixed penalty bond, often called a penalty bond or a forfeiture bond, is a kind of surety bond that ensures payment of a predetermined amount in the event that particular requirements or responsibilities are not fulfilled. It is frequently connected to compliance-related issues, where there is a possibility of non-compliance or regulatory violations.

A lost note bond, also known as a lost instrument bond, on the other hand, is a kind of surety bond that offers financial security in the event that a crucial document, like a promissory note or financial instrument, is misplaced, destroyed, or is otherwise untraceable. It ensures that you will be compensated in the event that the original document turns up again or is used fraudulently.

If you require more information about lost instrument bonds, you can rest assured that you have a surety company near you that are ready to answer your questions. Contact us today!

Get a Quick Quote TODAY


    Contact Information

    Are you an agent?*YesNo

    Rest easy knowing that all of your information is transmitted securely using an EV SSL encryption.
    * Required Fields

    Step 1
    Step 2

    Thank you for contacting us! We'll contact you shortly.

      Step 1
      Step 2

      Bond/Insurance Information

      Are there any additional owners?

      Any prior claims?

      All information is transmitted securely using an EV SSL encrypted Connection.

      © Copyright 2021 S Philips Surety & Insurance Services, Inc. | 22647 Ventura Bl #349, Woodland Hills, CA 91364 | 818-715-7133 | License #: 0C97153

      Hablamos Español

      Underwriting requirements and premiums may change without notice | Terms & Conditions | Fair Reporting Act | Sitemap

      Website Designed by Backhouse Media of Los Angeles & Santa Barbara